Construction Funding Without Banks: How Private Money Keeps Projects Moving

Florida’s skyline is always changing, but many projects stall waiting for slow bank draws. Prosper Financial Solutions funds builders who need speed.

Why Developers Choose Prosper

↳ Banks require months of review and pre-sales.
↳ Prosper funds in two weeks or less, releasing draws by milestone.
↳ Borrowers stay liquid through construction.

Loans range $50K–$1M, terms 6–24 months, up to 65 % LTV.

Example: Boca Raton Duplex

A small builder’s construction line froze mid-project. Prosper stepped in with a 12-month, $480K loan. Draws matched build stages, and the finished duplex sold in eight months for a 19% return.

Borrowers who first used Prosper for short-term purchases in Bridge Loans 101 know how valuable fast capital can be once a shovel hits the dirt.

Need construction capital now?

Contact Prosper Financial Solutions and keep your build on schedule.