Bridge Loans 101: Keeping Florida CRE Projects Alive When Banks Stall

When banks freeze lending or extend timelines, projects stall. Bridge loans fill that gap—short-term, asset-backed funding that keeps momentum alive until permanent financing lands.

Why Florida Borrowers Need Bridge Financing

↳ Seasonal rental cycles in Miami and Palm Beach demand quick moves.
↳ Construction delays raise carrying costs.
↳ Maturing loans can’t wait for committee reviews.

Bridge loans (6–36 months) give borrowers control.

How Prosper Structures Them

Prosper focuses on collateral value and exit strategy, not tax returns. Borrowers gain flexible payment options and direct access to decision-makers.

Example: Palm Beach Retail Center

A borrower needed $650K to refinance a note coming due on a half-vacant retail strip. Prosper closed in nine days, allowing renovations and new leases. Six months later, the property refinanced conventionally at higher valuation.

As discussed in Fast Capital Wins, the ability to act quickly can mean the difference between profit and loss.

Need breathing room between closings?

Contact Prosper Financial Solutions today and keep your deal moving.