Refinance Before It’s Too Late: How Hard Money Saves Florida Borrowers from Default

When a loan matures and banks hesitate, borrowers risk foreclosure. Prosper provides refinance rescue loans—short-term solutions that buy time to reposition and refinance long-term.

Who Uses Refi Rescue Loans

↳ Owners facing balloon payments
↳ Borrowers with temporary vacancies
↳ Investors mid-renovation

Prosper closes 6–12 month refinance loans within days, preventing defaults and preserving equity.

Case Study: Miami Warehouse

A borrower’s $900K note matured; the bank refused renewal. Prosper funded $700K in ten days, curing the default. Within a year the borrower refinanced at a higher valuation.

This echoes what we covered in Construction Funding Without Banks - fast private lending often protects projects that would otherwise collapse.

Loan coming due? Talk to Prosper Financial Solutions today and secure your refinance before
the clock runs out.